What is Utah’s No-Fault Law?

Utah is a “No-Fault” state.  This means that, no matter whose fault an accident may have been, injured parties seek payment for the first $3,000 of medical expenses from their own insurance carrier.  This is dictated by a statute sometimes referred to as the “PIP Statute” which stands for “Personal Injury Protection”.

If one exceeds $3,000 of reasonable, necessary and related medical expense, sustains a bone fracture, permanent impairment or permanent scarring, the law allows the pursuit of “General Damages” for pain, suffering, inconvenience and the like.

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